Personal Savings Personal Money Market Premium Personal Money Market Certificate of Deposit (CD) Individual Retirement Account
Monthly maintenance fee of $3 Monthly maintenance fee of $8 Monthly maintenance fee of $8 $1,000 opening balance $1,000 opening balance
Minimum daily balance to avoid fee is $100 Avg. daily balance to avoid fee is $2,000 Avg. daily balance to avoid fee is $2,000 Various Maturities Available Various Maturities Available
Interest compounded daily and credited quarterly Interest compounded daily and credited quarterly Interest compounded daily and credited quarterly Interest compounded daily and credited monthly, quarterly, or at maturity Interest compounded daily and credited monthly, quarterly, or at maturity
Maintenance fee waived for minors (up to age 18) Free Online Banking Free Online Banking Interest may be reinvested, deposited to another account, or paid by check Early withdrawal penalties apply
Excessive Activity Charge* is $5 Excessive Activity Charge* is $10 Excessive Activity Charge* is $10 Early withdrawal penalties apply Automatic renewal available
Automatic renewal available

*Transfers or withdrawals from a savings or money market account to another account of yours or to a third party by means of preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party, are limited to six per calendar month. There is an Excessive Activity Charge for each withdrawal noted here in excess of six per calendar month.

**See Miscellaneous Services/Fees for Additional Information